Payment automation: Payment Automation Index

Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).

10 of the 35 named sources that could be read published a usable figure; 25 published none and are recorded as not published, never filled in; 2 could not be read (blocked, dead or unreachable) and count nowhere.

The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 144 candidate sentence(s) were refused by a reviewer with the reason recorded.

The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per vendor per plan: the published subscription price and its basis (flat, per user, per entity), the per-transaction or per-payment fee, the card and ACH take rates, the free tier, and whether the vendor publishes at all; beside it the COST PER INVOICE the category is sold against, taken only from named benchmark publishers with their figure and date.

The derivation nobody publishes is the two together - the published subscription cost per invoice at 100, 1,000 and 5,000 invoices a month against the published manual-processing benchmark, so the break-even is computed rather than claimed - plus the healthcare cut, where the platforms a provider organisation actually buys (Waystar, Zelis, InstaMed) publish nothing and that silence is the row

144 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.